You’re starting out. Shouldn’t your investments be starting out too? The sooner you start, the better your chance of great returns and success.
If you have an appetite for risk, now is the best time
Your risk versus reward profile is dependent on a variety of factors - none more so than how much money is prudent and aﬀordable for you to invest . We recommend following a sensible, pragmatic approach.
If you do have an appetite for some added risks, consider asking your adviser to find products and funds that are likely to provide those higher returns.
Grow your investments
Follow these four steps to help grow your investments:
- Set goals
- Create an investment strategy that fits your goals
- Implement your strategy
- Monitor and revise your srategy to make sure you stay on course.
Start today from just R250 pm or R10 000 once-oﬀ
The easiest way to get into the game without too much risk is by way of Unit Trusts – a form of collective investments where the benefits are shared among all investors. Unit Trusts are well-regulated, simple to understand and require relatively small investment amounts to get going.
A maximum of R33 000 per year and R500 000 in total is allowed using this investment vehicle. There is no monthly fee, no Capital Gains Tax, if you decide to sell these products, and no tax on interest earned.
Oﬀers you a versatile and tax-eﬀective vehicle through which you can make the necessary provision for your retirement years. Regular and transparent reporting on portfolio holdings, investment values and transactions provide added peace of mind.
Need help picking a fund?
Answer a few simple questions and let our Virtual Investor tool find you an investment solution based on your risk profile. If you like what you see, you can just apply online. It’s that easy.