Starting your investments early and saving enough money regularly is vital to forging the ideal future – but you need flexibility when it comes to the products that you choose.

After all, retirement is your reward for years of hard work, and you want the retirement you have dreamed about – which is different for everyone.

By taking out a new Absa Retirement Annuity Fund (RA) this month, your contributions will give you the opportunity to build your ideal future lifestyle. When you invest in a RA, you may receive tax refunds each year that you can reinvest, to boost your retirement income further.

You can adjust your portfolio and contributions to cater to your needs today, with a firm focus on the lifestyle that you desire for tomorrow. Start investing monthly from just R500, or choose to invest with a lump sum of R25 000. In addition, you can add to your investment whenever you want.

Enjoy even more flexibility with the ability to choose underlying investments, from a wide range of Collective Investment Schemes (CIS), Exchange Traded Funds (ETFs), Wrap Funds and Share Portfolios.

You can transfer money from any existing retirement annuity into your new Absa Retirement Annuity Fund with no tax implications, and are entitled to deduct your contributions from your taxable income (within limits and legislations).


How to get started:

If you have a financial adviser:

Contact your current Financial Adviser for assistance.


If you want to do it yourself:

Download the One Investment Application form on

Email the completed One Investment Application form and requested supporting documents to or contact AIMS Client Services on 0860 000 005 for assistance.